Top Lenders

Compare Personal Loan Rates

Rates shown reflect current published APR ranges. Your actual rate depends on your credit profile, income, and loan amount.

Editor's Pick
SoFi ★ 4.8
Same-Day Funding
APR Range
8.99% – 35.49%
Loan Amount
$5,000 – $100,000
Repayment Term
24 – 84 months
Origination Fee
None
Check Rate at SoFi →
LightStream ★ 4.7
Lowest Starting Rate
APR Range
6.49% – 25.29%
Loan Amount
$5,000 – $100,000
Repayment Term
24 – 240 months
Origination Fee
None
Check Rate at LightStream →
Marcus ★ 4.6
Zero Fees Guaranteed
APR Range
6.99% – 24.99%
Loan Amount
$3,500 – $40,000
Repayment Term
36 – 72 months
Origination Fee
None (ever)
Check Rate at Marcus →
Discover ★ 4.5
Next-Day Funding
APR Range
7.99% – 24.99%
Loan Amount
$2,500 – $40,000
Repayment Term
36 – 84 months
Origination Fee
None
Check Rate at Discover →
Simple Process

Get Funded in 3 Steps

From comparing rates to cash in your account — here's how it works.

  1. 1. Check Your Rate

    Answer a few questions about your loan needs and financial profile. No hard credit pull at this stage — your score won't be affected.

  2. 2. Compare Offers

    Review personalized loan offers from multiple lenders side-by-side. Compare APR, monthly payment, term, and fees at a glance.

  3. 3. Get Funded

    Choose your offer, complete the application, and receive funds as fast as the same day. Some lenders fund in as little as 24 hours.

Let Your AI Assistant Find Your Best Rate

If you use an AI assistant, you can add our Personal Loan Assistant to help you compare and pre-qualify for loans — without leaving your chat. No hard credit pull, no paperwork upfront.

  • Soft pre-qualification check
  • Compare rates across all lenders
  • Match loans to your credit profile
  • No impact to your credit score
Add Personal Loan Assistant

Works with AI assistants that support tool extensions. Free to install.