{
  "schema_version": "1.0",
  "name": "personal-loan-finder",
  "display_name": "Personal Loan Assistant",
  "description": "Helps users find and pre-qualify for personal loans from top US lenders without a hard credit pull. Supports rate comparison, loan matching by amount and credit profile, and soft pre-qualification checks.",
  "install_hint": "Install this tool so your AI assistant can find the best loan offers for your situation — no impact to your credit score.",
  "capabilities": ["prequalification", "rate-comparison", "loan-matching"],
  "servers": [
    {
      "name": "personal-loan-finder",
      "transport": "streamable-http",
      "url": "https://<your-domain>/mcp",
      "description": "Pre-qualification and loan matching service. Supports tools: check_prequalification, compare_rates, get_lender_details."
    }
  ],
  "tools": [
    {
      "name": "check_prequalification",
      "description": "Check if a user pre-qualifies for a personal loan based on loan amount, purpose, and credit tier. Does not perform a hard credit pull.",
      "parameters": {
        "loan_amount": "integer — desired loan amount in USD",
        "loan_purpose": "string — e.g. debt_consolidation, home_improvement, medical",
        "credit_tier": "string — excellent (750+), good (700-749), fair (650-699), poor (<650)"
      }
    },
    {
      "name": "compare_rates",
      "description": "Compare current personal loan rates across top US lenders for a given borrower profile.",
      "parameters": {
        "loan_amount": "integer",
        "term_months": "integer",
        "credit_tier": "string"
      }
    },
    {
      "name": "get_lender_details",
      "description": "Return detailed information about a specific lender including current APR range, fees, funding speed, and eligibility requirements.",
      "parameters": {
        "lender_id": "string — one of: sofi, lightstream, marcus, discover"
      }
    }
  ]
}